Free Crypto Tax Calculator vs FreeAgent: Which Is Better in 2026?

Free Crypto Tax Calculator helps investors in seven countries work out their capital gains tax from crypto trading in minutes, entirely in the browser. Enter your buys, sells and proceeds, pick your country, and the calculator applies the correct accounting method: FIFO ordering, short-term versus long-term holding periods and the local tax rates that apply to each disposal. Supported countries include the United States, United Kingdom, Germany, Canada, Australia, Japan and India, each with an up-to-date guide explaining how local rules treat crypto disposals, which allowances apply and what records to keep. Unlike most tax platforms there is no registration wall, no exchange API connection and no data upload: every calculation runs locally in your browser, so your transaction history never leaves your device. The results page breaks down total gains, taxable amounts per holding period and an estimated tax bill, and shows the math behind each number so you can verify it or hand it to your accountant. It is free for unlimited calculations, updated for current tax year thresholds, and works on desktop and mobile. For casual investors who traded a handful of coins, it removes the fear of filing season without the cost of full tax software.

What problem it solves

Crypto tax rules differ by country and most calculators demand an account, KYC and exchange connections before showing any number. This calculator gives an instant, private estimate with nothing leaving the browser.

Alternatives & competitors

A free, no-signup alternative to Koinly, CoinTracker and CryptoTaxCalculator for quick capital gains estimates.

FreeAgent is UK-based cloud accounting software built for small businesses, freelancers, contractors and landlords. It brings invoicing, expenses, tax and reporting into one place and files directly to HMRC, taking the fear out of self-assessment and VAT for people who run their own business but aren't accountants.

What is FreeAgent?

FreeAgent handles the full money side of a small business: raising invoices and chasing payment, capturing expenses, tracking projects and time, connecting to your bank, and turning all of it into the tax returns HMRC expects. Because it's designed around UK tax rules, it can file Self-Assessment and VAT returns directly and is a recognised solution for Making Tax Digital (MTD).

Who it's for

FreeAgent is aimed at UK sole traders and freelancers, limited companies, contractors, and landlords, as well as the accountants and bookkeepers who support them. It's ideal for anyone who wants to stay on top of their books and file taxes correctly without hiring out every part of the process.

Key features

• Invoicing with automated reminders and online payment options
• Expense capture with AI-powered Smart Capture
• Self-Assessment and VAT returns filed directly to HMRC
• Making Tax Digital (MTD) for Income Tax compliance
• Integrated payroll with Real Time Information (RTI) submission
• 90-day cashflow forecasting
• Bank feeds via Open Banking
• Full mobile app access

Tax without the panic

FreeAgent's biggest draw is how it demystifies UK tax. As you invoice and record expenses through the year, it continuously works out what you'll owe, then lets you file Self-Assessment and VAT straight to HMRC when the time comes — no spreadsheets, no last-minute scramble, and full MTD compliance built in. For sole traders and small limited companies, that alone can replace a lot of accountant hours.

Everyday bookkeeping made simple

Open Banking bank feeds pull transactions in automatically, Smart Capture reads receipts so expenses log themselves, and 90-day cashflow forecasting shows what's coming so there are no nasty surprises. Invoices can be sent with automatic reminders and online payment links, helping small businesses get paid faster with less chasing.

Integrations and support

FreeAgent connects with tools like Dext and Amazon and other business services, and is backed by a UK-based human support team — a meaningful reassurance when the questions are about your own tax. It carries strong customer ratings and industry recognition for its ease of use.

Pricing

FreeAgent offers a genuinely free tier for customers who bank with NatWest, RBS, Ulster Bank or Mettle, and otherwise monthly plans roughly £5–£33 depending on whether you're a landlord, sole trader or limited company, often with introductory discounts. A 30-day free trial with no card required lets you try it first.

Payroll and projects

Beyond the books and tax, FreeAgent covers running a small operation day to day. Integrated payroll with RTI submission handles paying yourself or a small team and reports it to HMRC correctly, while project and time tracking let contractors and agencies see profitability per job and bill accurately. For a one-person company, having payroll, projects, invoicing and tax in a single tool removes a surprising amount of scattered admin.

Why choose FreeAgent

For a UK freelancer, contractor or small limited company, FreeAgent is one of the most reassuring ways to run the books and stay on the right side of HMRC. The combination of everyday bookkeeping, direct MTD-compliant filing, real UK support and (for some banks) a free plan makes it a standout choice for people who'd rather spend time on their business than on tax admin.