KrokFin vs OrdoGrid: Which Is Better in 2026?

KrokFin is a free website that gives investors everything they need in one place. Market news is summarised in brief, with an explanation of what each story means for an investor. Free calculators cover compound interest, financial independence (FIRE), inflation, investment goals, dollar-cost averaging, investment fees, passive income, emergency funds, loans and mortgages, deposits vs investing and bond yields, each with instant results, charts and an optional PDF. The Learn section walks through investing basics step by step along an investor path, from first principles to instruments and strategy, with a plain-language glossary and a financial literacy quiz. Broker reviews help Ukrainian investors choose where to invest.

The flagship tool is Krokfolio, a free personal financial planner. You enter each thing you own as one item (stocks, ETFs and funds, crypto, bonds, cash and deposits, real estate, precious metals, pension funds, a business or your own types), plus loans, monthly income and spending. Krokfolio then shows a year-by-year projection in today's money and answers the key question: when could you live off your money? You can choose how to count it (spend your savings down to a chosen age with a reserve, follow a withdrawal-rate rule, or live on income only) and see a range of outcomes drawn from historical market data. Add life events such as stopping work earlier, selling a flat or a market crash, compare scenarios side by side, get answers to common money questions from your own numbers, apply optional Ukrainian tax rules and save a PDF report.

Krokfolio needs no account and runs entirely in your browser: your amounts, plans and scenarios are stored and calculated on your device, and encrypted backups stay under your control. It only goes online for exchange rates and, if you switch them on, live prices, which send ticker symbols only.

Built in Ukraine, KrokFin is available in Ukrainian, English, German, French, Spanish and Italian. Market news and broker reviews are published in Ukrainian and English. Content on KrokFin is educational and does not constitute financial advice.

What problem it solves

Private finance planning and management should stay really private, free and easy.

OrdoGrid is a browser-based business management platform for freelancers and small businesses, with a focus on the everyday administration of Belgian businesses. It brings customer information, quotations, invoices, credit notes and project work together so that a small team can follow an enquiry through to billing without maintaining several disconnected records.

Peppol e-invoicing is a central part of the service. Businesses can send and receive structured electronic invoices through a certified access point. The permanent free plan supports unlimited Peppol invoice reception and one Peppol invoice send per month, giving users a practical way to begin using structured invoicing. Quotes, invoices, customer management, a dashboard, PDF and email delivery, credit notes and projects are also available in the free offering.

For businesses that need more capacity, the Starter plan begins at EUR 9 per month excluding VAT. It adds unlimited Peppol use and additional business administration features. The Business plan is EUR 59 per month excluding VAT and includes capabilities such as project boards, bank imports and reconciliation, payment collection, advanced reporting and API access. Paid plans have a 14-day trial. Users should consult the official pricing page for the current plan limits and conditions.

OrdoGrid serves people who want invoicing and customer administration alongside the work that generates those invoices. A freelancer can prepare a quote, keep customer details together, organise project tasks and produce the related billing documents. A small business can use the same platform to keep a shared view of its commercial activity and reduce repeated data entry between separate tools.

The product is available through a web browser, and its public website offers English, French, Dutch and German interfaces. OrdoGrid was launched in 2022 and is based in Namur, Belgium. It is presented here as its own software brand. A free account provides a way to explore the service before choosing whether a paid subscription is needed.

What problem it solves

Helps freelancers and small businesses keep quotes, customer records, Peppol invoices and project administration together.