KrokFin

KrokFin is a free website that gives investors everything they need in one place. Market news is summarised in brief, with an explanation of what each story means for an investor. Free calculators cover compound interest, financial independence (FIRE), inflation, investment goals, dollar-cost averaging, investment fees, passive income, emergency funds, loans and mortgages, deposits vs investing and bond yields, each with instant results, charts and an optional PDF. The Learn section walks through investing basics step by step along an investor path, from first principles to instruments and strategy, with a plain-language glossary and a financial literacy quiz. Broker reviews help Ukrainian investors choose where to invest.

The flagship tool is Krokfolio, a free personal financial planner. You enter each thing you own as one item (stocks, ETFs and funds, crypto, bonds, cash and deposits, real estate, precious metals, pension funds, a business or your own types), plus loans, monthly income and spending. Krokfolio then shows a year-by-year projection in today's money and answers the key question: when could you live off your money? You can choose how to count it (spend your savings down to a chosen age with a reserve, follow a withdrawal-rate rule, or live on income only) and see a range of outcomes drawn from historical market data. Add life events such as stopping work earlier, selling a flat or a market crash, compare scenarios side by side, get answers to common money questions from your own numbers, apply optional Ukrainian tax rules and save a PDF report.

Krokfolio needs no account and runs entirely in your browser: your amounts, plans and scenarios are stored and calculated on your device, and encrypted backups stay under your control. It only goes online for exchange rates and, if you switch them on, live prices, which send ticker symbols only.

Built in Ukraine, KrokFin is available in Ukrainian, English, German, French, Spanish and Italian. Market news and broker reviews are published in Ukrainian and English. Content on KrokFin is educational and does not constitute financial advice.

What problem it solves

Private finance planning and management should stay really private, free and easy.