KrokFin vs OtoparkPro: Which Is Better in 2026?

KrokFin is a free website that gives investors everything they need in one place. Market news is summarised in brief, with an explanation of what each story means for an investor. Free calculators cover compound interest, financial independence (FIRE), inflation, investment goals, dollar-cost averaging, investment fees, passive income, emergency funds, loans and mortgages, deposits vs investing and bond yields, each with instant results, charts and an optional PDF. The Learn section walks through investing basics step by step along an investor path, from first principles to instruments and strategy, with a plain-language glossary and a financial literacy quiz. Broker reviews help Ukrainian investors choose where to invest.

The flagship tool is Krokfolio, a free personal financial planner. You enter each thing you own as one item (stocks, ETFs and funds, crypto, bonds, cash and deposits, real estate, precious metals, pension funds, a business or your own types), plus loans, monthly income and spending. Krokfolio then shows a year-by-year projection in today's money and answers the key question: when could you live off your money? You can choose how to count it (spend your savings down to a chosen age with a reserve, follow a withdrawal-rate rule, or live on income only) and see a range of outcomes drawn from historical market data. Add life events such as stopping work earlier, selling a flat or a market crash, compare scenarios side by side, get answers to common money questions from your own numbers, apply optional Ukrainian tax rules and save a PDF report.

Krokfolio needs no account and runs entirely in your browser: your amounts, plans and scenarios are stored and calculated on your device, and encrypted backups stay under your control. It only goes online for exchange rates and, if you switch them on, live prices, which send ticker symbols only.

Built in Ukraine, KrokFin is available in Ukrainian, English, German, French, Spanish and Italian. Market news and broker reviews are published in Ukrainian and English. Content on KrokFin is educational and does not constitute financial advice.

What problem it solves

Private finance planning and management should stay really private, free and easy.

OtoparkPro is a parking management app for people who run the car park themselves, not from behind a desk. It replaces the notebook, the spreadsheet and the barrier-plus-PC setup with the phone already in the operator's pocket.

Register a car in seconds: point the camera at the plate and OtoparkPro reads it from the photo. Tiered tariffs handle the first hour, later hours, daily caps and night rates. Members and monthly subscribers are tracked separately with their own expiry dates. At exit the fee is calculated automatically and the receipt carries a QR code, so the customer can follow the amount and the time on their own phone, without asking anyone.

Customers can also pay by card online. The business connects its own Stripe or PayTR account, the money lands there directly, and Tanrikulu Apps takes no commission on it. A car that pays online completes its own exit, so the queue at the booth does not wait for a card machine.

An Apple TV or Android TV at the entrance turns into a live display board showing free spaces, cars inside and prices. The same business can be run from a computer in the browser with the same account, which helps when a second person works at a desk.

At the end of the day the till report shows cash, card, online and unpaid totals together with expenses, so the operator knows what the day earned before locking up. Reports can be shared as a summary with the owner.

OtoparkPro works offline. Records are kept on the device and sync when the connection comes back, which matters in basements and underground car parks where signal disappears. It runs on iPhone, Android and TV, is available in 27 languages, and several branches and staff members can share one account with role-based permissions, so a shift change does not need a handover notebook.

The first 7 days are free, then it continues as an in-app subscription. No barrier hardware, no PC at the counter, no installation visit.

App Store: https://apps.apple.com/app/id6796629550
Google Play: https://play.google.com/store/apps/details?id=com.otoparkpro.otoparkpro

What problem it solves

Small and mid-size car parks still run on notebooks, shouted plate numbers and a PC at the counter. Plates get mistyped, tariffs get argued over, and nobody knows what the day earned until the cash is counted at night. OtoparkPro puts the whole operation, from reading the plate to the end-of-day till report, on the phone the operator already carries.

Alternatives & competitors

Most parking software assumes a barrier, a ticket printer and a computer at the counter. OtoparkPro is the phone-first alternative for car parks that cannot justify that hardware, and it keeps working when the internet does not.